You may protect your family from the risk that you die prematurely or suffer a disability. But do you have a plan to protect you and your family from the most likely occurrence of all; the risk of needing long term care?

Maybe you’ve had a personal experience with caring for a loved one. Or perhaps a financial advisor has recommended at one point or another that you look into protection for long-term care. Long-term care insurance helps you pay for the cost of home care, assisted living, or even a nursing home stay. It can lift the burden from your family, as well as protect your retirement portfolio. A long term care plan is a powerful alternative to paying for the high cost of care from your savings, and can also help you remain in your home with dignity and independence