An annuity is an interest-bearing financial contract that combines the tax-deferred savings of retirement accounts with the guaranteed-income aspects of insurance. Whereas life insurance is designed to provide financial protection against dying too soon, annuities provide a hedge against living too long. Annuities come in several forms including immediate pay annuities and deferred annuities. Immediate annuities, as the name suggests, begin providing payouts at once. More common than immediate annuities, deferred annuities appeal to people who want a tax-deferred investment vehicle in order to save for retirement. Contact us for current interest rates and payouts on our annuity products.

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